Anyone with over 100k to spare on stocks shouldn't complain .
Yes, people should always invest in themselves, not in other hedge fund manager's portfolios. Life is limited and youth is even more so. Now is the time to front load and effectuate money into raw experiences while one still can. In high school we were taught to forgo buying something, saved it and invest it in the market or CDs (back then 10% wasn't unheard of) and that by the miracle of compound interest that by the time retirement comes around we'd all be millionaires (back when million bucks was a lot of money) but what they don't tell you is the human body starts dying after age of 20, the cells get older, and by peak of age of 30, a man is past his max prime, so it were... a person at age 65 cannot possibly enjoy life at the same level as someone only 25, etc.... this is the truth of the time value of money in reverse. Now Fed lower interest rate to zero, may go negative rates, quantitative easing means true inflation is 10% per year on year....
Now more than ever people need to focus on investing directly into themselves, not in money, but in the form of raw experiences those fleeting moments and cheese stuff like that because at the end of the day that is all that is left and all there really ever was.